You know you live in an area which is prone to natural calamities like hurricanes and you want to protect your home and your lives as well. It is best to protect your building investment using wind resistant windows and external doors, with impact resistant features. So before you select and install windows and doors, be it for construction or repair, there are some things you need to consider first.
A violent storm has passed leaving your roof battered and damaged. Of course, the first thing you will think of is getting it repaired. But if you live in specified areas in Texas (such as the area near the Gulf of Mexico) where it is required to comply with the Texas Windstorm Building Code, you should contact your insurance agent first. Once you have confirmed that you need to comply with the TWBC, before making any repairs, the next step is to acquire or sustain a windstorm and hail insurance coverage by having a conversation with your trusted insurance agent about the Windstorm Inspection Program.
Most insurance companies don’t include wind and hail coverage insurances for homeowners, while this is a necessity for people residing in coastal counties often afflicted by violent windstorms and hailstorms. But now, people who are living or planning to build structures on the afflicted areas can now obtain wind and hail coverage as part of their insurance through the Texas Windstorm Insurance Association (TWIA). TWIA is Texas’ insurer for wind and hail affected structures.
Most of the time, the efficiency of a garage door is only tested after a storm or a hurricane has struck. The least prepared you are for the damage that bad weather can bring, the more likely garage door failure will occur. In order to make the most out of protecting your garage, the door should be wind resistant.
If you live in Texas, specifically in areas prone to natural calamities such as hailstorms and hurricanes, be cautious and thorough in making repairs because of the Texas Windstorm Building Code which requires inspections for windstorm coverage. Note however, that all damages are not required to be inspected provided that some conditions are met.
Buyers and sellers ask me this question all the time,"I need a pre-purchase home inspection do I need a structural as well?"
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